Selene Gregoire
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Posts
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Posts posted by Selene Gregoire
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1 hour ago, anara Ansar said:
This is a free account.
Yes I see in the middle of the page
Your current status: Cancellation Pending The cancellation request is received and now I am waiting. How long does that take I don't know. I will check in the next days. Thank you for your help.
You're going to be waiting a while then. LL does not cancel accounts immediately. They do give people plenty of time to change their minds. Something in the neighborhood of 60 - 90 days.
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6 hours ago, KanryDrago said:
The trouble is I can conceive of nothing they could sensibly offer that would make me consider premium irresistible. I suspect that goes for a lot of those that remain basic. I have no interest in mainland, don't need the groups, the stipend would barely register in what I spend, never needed support. In fact probably the only thing they could do to is to make it so I couldn't have my house unless premium. Though as I have it if they took it away I would be more likely to just stick a finger up at them and walk away.
There is one thing LL could do that would entice me into being premium. Well ok, two things. Two free lifetime memberships. One for me and one for the RL other half. As long as we have been in SL and throwing money we can't really afford at it for over 14 years now... I think we deserve it.
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But I can't edit anything in RL; or remodel, or rearrange the furniture with no back pain, or change my clothes in a second, or reduce the size of items built for GIANTS, or have a fire in the fireplace on the hottest day of the year without overworking the AC, and so on and so forth.
So there!
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1 hour ago, Love Zhaoying said:
/me invents “shivism”.
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1 hour ago, Rolig Loon said:
Either one. I think Selene and I are on the same side of both isms, and we've seen ageism evolve as our own cohort has grown older. Elitism in any form can be divisive, regardless of which side of the ism you are on. I get just as annoyed by my fellow elders who yell, "Get off my lawn!" as I do by the 20-somethings who snicker behind my back and make fun of my beautiful white hair. Basic and Premium are not castes. They are membership categories with no value implications added.
Nailed it.
Except my hair hasn't turned yet. /me runs
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4 hours ago, Love Zhaoying said:
Ageism by the young or old?
Mostly by the young from what I've seen. That doesn't mean it doesn't work both ways.
I have experienced it in RL as well. Again, mostly by young people.
I grew up in an environment where elders were cared for and respected. Children were also cared for and respected. It's mostly the young adults who are still kind of new to adulthood that don't seem to get it. It's sort of a family thing, you know? Grandparents care and respect for parents, parents care and respect for children, children care and respect for grand children and so on.
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1 hour ago, KanryDrago said:
Careful you will end up sounding like Klyntna
Yeah.... no. That's not how I work. I'll walk away long before it gets to that point. Anger and resentment don't come naturally for me. Strange as that may sound. Most children never had to told to be angry. Never had to learn how to be angry. I did.
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2 hours ago, KanryDrago said:
SteelJane has been making a very valid point here. Any suggestion that makes basic players feel too much like second class risks losing them and regardless of what ethan says a lot of us do contribute significant amounts to the labs bottom line if we rent land. Yes it goes to our landlord first and he takes a small cut but then the bulk of that gets passed straight through to the labs. Lose the private renters then the landlords start giving up the sims they rent.
The elitism (and ageism) that is really starting to show itself in SL is the reason I lost interest and left for 4 years this last time. It's happening all over again. If I leave again, I won't be coming back. I'm fed up with seeing elitism and ageism on a daily basis in the one place I should be able to get away from it, at least temporarily.
We don't just rent land, we buy Ls, too and LL gets their cut of that as well. There's a good chance that LL actually makes more money off basic accounts than they do premiums.
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2 hours ago, Talligurl said:
Offering interest is different from charging interest. Why would it be OK to charge it but not OK to pay it. The customer taking out a loan and being asked to pay it back knows what he is getting into, but the person being offered interest on a deposit may not, that "investment" may well be a ponzi scheme. With a loan the risk is being carries by the one loaning the money, with a ponzi scheme it is the investor who carries the risk, and they have no way of knowing if the thing will collapse before or after they get the money back
The point is, it is LL's policy that it is not ok to charge it, offer it, or pay it.
Financial institutions (including banks and credit unions) may differ in the type and number of services they provide to customers but many of their "core" services are the same. The services most often provided include a variety of checking accounts, saving accounts, certificates of deposit, and loans, including car loans and home mortgages. Additional services may include safe deposit boxes and investment-related services.
It all falls under banking. Banking is not allowed in SL. Full stop.
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Hot water heater "blew" a hose last night. No water for most of the day but it's all fixed now. He is kind of handy to have around.
Sit Ubu, sit.
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5 hours ago, KingArwin said:
Because they call them self an investment company and claim the interest rate is an "investment fee" they are not breaking any tos rules.
Dude...
QuoteThe Second Life Terms of Service prohibit offering interest or any direct return on investment (whether in L$ or other currency) from any object, such as an ATM, located in Second Life, without proof of an applicable government registration statement or financial institution charter. This applies to inworld investment funds, stock offerings, and banking services and the like.
Next time try talking to LL instead since they are the ones that wrote the policy, not a bunch of people running around on the grid.
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@Dakota Linden Just a heads up!
I just happened to notice this error message at the top of the forum when I was viewing the General Discussion forum. It is not present at the moment while I am creating this thread. If it returns when I post this I will edit to indicate so.
Quote[[Template core/front/global/favico is throwing an error. This theme may be out of date. Run the support tool in the AdminCP to restore the default theme.]]
It isn't anything major at the moment but could cause issues in the future.
ETA: And it is back once I posted the thread and still showing as I edit my post.
ETA2: Then it was gone again and now back while editing the post. Odd.
ETA3: And it's back again. Doesn't seem to be very consistent.
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2 hours ago, Amina Sopwith said:
Well, quite. A business model in which you lend people Lindens, impose stupid repayment terms and just trust that they'll repay you as requested on honour or by silly threats that can't come to anything RL given that you can't even be sure who or where they are, and the RL amounts involved are paltry. You'd have to be quite hard of thinking not to see where that could go wrong.
For some $100 US isn't even chump change. For someone like me, that's two weeks worth of food. No left overs either.
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1 hour ago, Amina Sopwith said:
If there's a loophole, it might be because this shark didn't use an "object" to carry out the transaction (as far as we know) and presumably did it via immediate personal transfers (which presumably the Lab can't restrict in the same way, for obvious reasons). But if the purpose of that part of the TOS is to prevent unregulated lending with interest - and it certainly seems to be - then I shouldn't imagine that'll get the lender any sympathy with the Lab. It states that people who do this should prepare to lose their money and have "nothing to show for their investment".
Notecards and avatars can be considered objects. Technically, an avatar is an object. Notecards could be considered as such since it was used as a contract of sorts.
The person doing the lending is the one at risk with LL. Although it is possible the person receiving the load may also be suspended for 24 hours if they've never been suspended before but I don't think LL would punish them any further than they already have been.
QuoteThose who continue to offer these services may be sanctioned with suspension, termination of accounts, and loss of land.
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2 hours ago, Lewis Luminos said:
Unfortunately it doesn't help when you also have to exclude D E M O and d*e*m*o and d.e.m.o and DEM0 and "trial version" and all the other ways that sellers try to get round it.
I've just stopped searching for anything less than L$2.
I've recently had to weed out a lot of demos for full perm mesh. As much as I dislike having to set the $ amount filters, I found that 1L usually weeds all the demos out. Sometimes I have to use the copy/mod filters to get them all.
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1 hour ago, LittleMe Jewell said:
Except, if I'm reading this all correctly (despite the working of the actual OP), the perpetrators did not offer him interest or any sort of investment terms. They offered him a loan - granted a Loan Shark loan, but still, he is the one agreeing to pay interest. Offering a loan is not the same as offering banking services where you will "receive" interest. I'm not sure if that is actually a problem or not.
A loan is a bank service. Most banks in the US offer a varity of loans from homes to cars to remodeling to just everyday expenses. And with a 60% interest rate that the person charged, it falls under the banking policy.
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1 hour ago, KingArwin said:
Yes, I seen his contract "a note card"
Looks like a bad joke to me.
They claim that linden lab is okay with them doing this, I find that hard to belief.
No it is not ok with LL.
QuoteThe Second Life Terms of Service prohibit offering interest or any direct return on investment (whether in L$ or other currency) from any object, such as an ATM, located in Second Life, without proof of an applicable government registration statement or financial institution charter. This applies to inworld investment funds, stock offerings, and banking services and the like.
Linden Lab will remove any virtual ATMs or other objects that facilitate inworld "banking," that is, that offer interest or a rate of return on Linden dollars invested or deposited. Those who continue to offer these services may be sanctioned with suspension, termination of accounts, and loss of land.
Usually, Linden Lab lets Residents decide how to act, live, or play in Second Life, but unregulated inworld "banks" brought substantial ecomonic risks to Second Life. Offering unsustainably high interest rates, they are in most cases doomed to collapse, leaving depositors with nothing to show for their investment.
This prohibition does not apply to companies that submit a registration statement, charter, or other applicable license from a governing regulatory authority; or those merely conducting marketing or education, but not accepting payments.
To report a violation of this policy:
- Choose Help > Report Abuse in the Second Life Viewer.
- Select Fraud > L$.
- Follow the instructions. IMPORTANT: Be sure to include the word "bank" in your description.
Read the full policy: http://wiki.secondlife.com/wiki/Linden_Lab_Official:Policy_regarding_inworld_banks
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1 hour ago, LittleMe Jewell said:
They are staggered so that I never pay more than one a month - and it does eat up most of my 'fun money'. I'm currently reducing the number of premiums though, and the associated land that I have, in order to take care of some misc. RL stuff.
Even when you spread it out like that it still totals up to over $500 per year. To me, that's a lot of money. What's really mind boggling about it, is there are those people who believe others can live well on $2.00 per hour yet even mentioning cutting their $35 an hour pay by 0.02% makes them go ballistic.
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1 hour ago, Madelaine McMasters said:
My favorite episode (not that I've seen many) of Twilight Zone is "Kick the Can". If I'm doing it right, I'll always be a kid. I see evidence you're doing it right, as are so many of the people here.
Yes! The best!
Mother always warned me to never, ever grow up and I never will.
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4 hours ago, Madelaine McMasters said:
I'm 48 and wasn't aware there was a new series. Some people can't leave well enough alone.
So you are still a kid then.
Not even trying to watch the new one. No way could it live up to Rod's standards.
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2 hours ago, LittleMe Jewell said:
currently have 17 accounts. Eight of them are Premium
Wow. I wish I could afford over $500 US every year for premiums. I can't even be certain I'd be able to pay for one premium account every year.
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*starts posting up a storm to ward off suspicion*
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1 hour ago, Amina Sopwith said:
Yep, I've heard of that, but my understanding is that it doesn't mean anything rude in any of the native languages.
In the UK, there is also Greatbottom, Greatbottom Flash and a tiny village in Dorset that some people are trying to rebrand Sitterton, but where the majority of locals don't want to lose the all-important H from the correct name and prefer the original. Funnily enough, the name actually does refer to sewage. From the Anglo Saxon word schitte, which in this case refers to a stream that the locals once used as a privy (a very long time ago, I hasten to add). I read a newspaper article about it once, and apparently the locals are very happy with the name and don't care what anyone else thinks, though they do wish visitors would stop nicking the signs.
I've just looked it up on Wikipedia and apparently we also have S*itlington Crags and S*ittlehope, but it's only S*itterton where the name really does refer to sewage.
I hope you all have a great day with this knowledge.I know where I should have been sitting while reading that. Could use some fresh reading material.
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Posted · Edited by Selene Gregoire
Oh just click the stupid thing since it doesn't want to load.