My preference is modify, transfer and no copy. I visit a few stores that give the option of modify/copy no transfer or Modify/transfer no copy, which I think is great for customers to decide which options they prefer.
Visit some of the Welcome Areas, join in the local chat, don't be in a rush to find a B/F...get to know Second Life and your Viewer 1st.
Just get to know people regardless of their gender.....and most of all,.. have a great time