Great info Lindal. Since I was so Linden poor for my first few months... and leery as this was my first virtual world experience, I got nearly everything I needed from the freebie places (landing spots, The Free Dove, Freebie Warehouse, Freebie Galaxy) and shopping 0-10 at marketplace. Luckily, I also had a friend who knew the ropes to guide me in the beginning. She got a real tickle out of what I could find for little or nothing.
Thanks to all who took the time to reply.