Thank you all for the help!
I re-meshed the clothespins to lower the polys on them, reduced it by a couple hundred or so.
I took your advise, @ChinRey and just made a simple V-Shaped single-sided plane for the physics.
I read a thread about how to make a picture frame work so inworld pics would fit perfectly, so I was able to join the entire mesh and upload it as 1 object, with 6 Faces.
The total LI now is 1LI. It was originally 2LI but it was fairly large and out of proportion compared to my avi, so I resized it inworld which lowered the LI.
Thanks again for helping me figure this out!
Here's a pic of it inworld and textured.