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Della Starlight

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Posts posted by Della Starlight

    L$ Tilia purchases charged as PayPal Cash Advance

    in General Discussion Forum

    Posted

    3 hours ago, LittleMe Jewell said:

    Per this below linked comment, it appears that LL did specifically change the coding from "video games" to "cash" -- the comment at least mentions specific codes.  I can sort of see them doing that for L$ buys - though I don't think that they are legally required to - but I can't see them calling Premium fees or tier fees "cash".  I am definitely interested in knowing for sure though.

    It appears someone was lied to...I was specifically told by LL, both in a phone conversation and in answer to a support ticket I submitted that they have made no changes to their Paypal "integration". I have been charged cash advance fees by my credit card company through Paypal for both tier and premium dues payments.

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    L$ Tilia purchases charged as PayPal Cash Advance

    in General Discussion Forum

    Posted

    9 hours ago, Anna Salyx said:

    While this is directly aimed at bitcon I'm sure but it does leave Linden Dollars still in that category of being required to be listed on the IRS tax forms since it is a convertible virtual currency. 

    Just wanting to mention, to clarify.  Virtual currencies are treated like any other asset on the personal tax return...no need to list when acquired; only If you incur a profit or a loss when you sell them.

    L$ Tilia purchases charged as PayPal Cash Advance

    in General Discussion Forum

    Posted

    12 hours ago, Charlotte Bartlett said:

    Not sure how that would help at all....somebody somewhere in that supply chain is classifying transactions from Tilia - > PayPal - > Credit Card as a Cash Advance.  Resetting PayPal does nothing at all.   I suspect it's PayPal based on the information Tilia is providing and perhaps how PayPal is classifying Tilia as a MSB (like those Venmo examples in the New York Time's piece).

    According to my credit card bank, they are really just taking advantage of something done between Second Life and Paypal..."upon review of your account, we can confirm that the Paypal Second Life transaction made on July 15, 2020 was considered to be a cash transaction and you were charged a cash advance fee as a result of that transaction."

    I agree with you...I think Paypal is classifying Tilia as a MSB -- which it is.

    L$ Tilia purchases charged as PayPal Cash Advance

    in General Discussion Forum

    Posted

    On 7/17/2020 at 4:45 PM, Charlotte Bartlett said:

    You may be able to get your credit card company to refund you - furnish them a copy of the Tilia TOS (available on their website) and state you were making a purchase for game tokens to use (so not a cash instrument nor a transfer - it was a purchase).   The card company may relent and refund you on the first occasion.  Also pay that card off as the interest is always terrible on cash advances and credit card companies place any payment below the full statement amount to that "last".    They are very crafty....

    Sadly, the credit card company would not refund the fees. They did warn me, however, that interest on cash advance transactions is charged from day one...live and learn as they say...hopefully my work-around will work!

    L$ Tilia purchases charged as PayPal Cash Advance

    in General Discussion Forum

    Posted

    In my case it was Paypal who changed the Linden Research transactions from "entertainment" to "money transfer", which enabled my credit card bank to hit me with the $10 cash advance charge for each transaction. It had nothing to do with Tilia, and that name does not appear in the transaction. After speaking with Paypal customer service, I have changed my Linden Research transactions through Paypal to be paid with a bank debit card...which they said should get rid of the "cash advance" fee. I have also opened an SL ticket about this issue...we'll see what happens going forward.

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    L$ Tilia purchases charged as PayPal Cash Advance

    in General Discussion Forum

    Posted · Edited by DellaLaBella
    add comment

    Just had this issue today...it began with a Linden Research charge on July 15. Prior to that, the Linden Research charges were listed in my Paypal as entertainment. Beginning on July 15, they started listing them as money transfers, and my credit card bank charged me a $10 cash advance fee for each transaction. Second Life customer service referred me to my bank, who referred me to Paypal.  Apparently no one can get this changed, so the work around is to have Paypal use my bank account for the Linden Research transactions. And no one will refund me the cash advance fees I was charged. (I'm from the US if that makes a difference)

    The other work-around would be to use my credit card directly on the SL website.

    This is really not fair!

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    SL viewer updates

    in Second Life Viewer

    Posted

    I have "install optional updates" selected in preferences...this evening it updated four times, at one point i had 6.4.5 544097, but that was removed, and wound up with 6.4.4 543157...anyone know why it does that? p.s. have changed my preferences selection to "install only mandatory updates" for the time being

    A philosophical view of Belliserian homes and alt's personalities

    in Linden Homes

    Posted

    11 hours ago, GinaFreumann said:

    I think people are like jewels, multi-faceted.  Its only in SL that we get to express them all.

    What a beautiful way to describe the true thing. 

    Thinking back over my years in SL (since 2007) I would have to agree -- my other accounts (alts) are mostly aspects of myself; certainly the ones who have remained prominent. Some are retired, and a few created only for land ownership/game of homes -- these aren't important and have no personalities.

    Thank you all for taking the time to share your thoughts and in that way encouraging some self-examination.

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