Is your avatar trapped in world? This happened to me a few weeks ago and it seems to be happening to a few other people too all of a sudden judging by the forums. If you were on mainland and you have a premium account, contact live support and see if they'll reboot the sim you were on. That will force your avatar offline for you to log in. Or, if you don't, ask a friend with a premium account to do it for you. Failing that, submit a ticket to LL. If you were on a private island/sim, they usually reboot their sims all the time. Chances are you can probably log in now. If not, ask a friend to contact the estate owner and ask them to reboot.