No, that is not the problem. I have been in SL for over 10 years, and am way over 18. I have not had this problelm for a while, and forgot how I solved it the first time. W'hen I click on the avatar's appearance, it says that she is not wearing underwear, even though it is quite apparent. If I try to replace it, the new underwear goes over the black, so you can still see the black bra and panties.