Chronoculars

I bought a VISA prepaid card from Food Lion for the express purpose of buying Lindens. I found out only too late that the reason that most prepaid cards don't work on the exchange is that LL charges a dollar and then immediately repays it to make sure the card is legitimate. The transaction history shows the confirmation payment to be "pending", I am very confused. Are payments with Visa Prepaid cards really impossible? Is there any, even roundabout way, of still using this money to buy Lindens? The only way I could think of is possibly buying bitcoin and converting it to L$ through VirWox, but that seems like a solution that isn't very practical. Am I just screwed?