I use a Visa Electron credit card,and it is still accepted as payment method.So the problem isn't my credit card,but something that Linden Lab did in an unusual way,as my bank said.You say that Linden Lab changed the credit processing over a year ago,but last month,i still could buy L$ with the same credit card..So something has been done wrong by Linden Labs that time:my bank said it affects all the French credit cards..And about Paypal,the problem is Paypal doesn't accept the Visa Electron credit card,so i can't use it...