[Tilia takes over]

I've a question as I all I have is utter confusion at all of this.  Been slightly dyslexic isn't helping. 

If I choose not to have a Tilia account can I still pay my yearly premium fee? 

As I now only can afford to pay that once a year to do things in SL.  And this talk of penalties for not using an account for a year is not excatly making me very happy.  At this rate LL will loose me as a paying customer when my payment for premium account comes due next year.  And I'll have to go back to how a first started in SL.  WITH NO MONEY!  I don't live in the US, so all the 'little extra fees'  are HUGE fees for me.  I live in a 3rd world country!  So the exchange rate in the past has fluxuated between 15 - 20 Times for 1 USD!  The whole point of me going premium was to cut down on the costs of exchange rate fees, SL fees and bank fees, so I could afford to giving LL some of my money.  I'm not a millionaire!

[Copywrite issues in RL]

When using pictures of Avatars, scenery and objects in from SL, that get published in RL for profit (magazines or books etc), are there any legal issues I need to know about?

I've tried looking up the issue on the Q&A section, but I can't seem to find a answer.  Also what isn't helping is the pages and pages of stuff to try sift though.  Been slightly dyslexic isn't helping with that.  All I get is a headache and more confused.