Voltaure

Innula Zenovka wrote: Mannix Mensing wrote: Pretty much to the point (sadly), good post I can add this, i'm in Belgium, have a verified Paypal account (and yes it has currency in it), but nothing will go through the Lindex without adding an actual credit card. So thats not an option either, which leaves some rather unsafe US type creditcards with whom i've had headaches before. On a side note, even if you have US$ left in your SL account and you try to buy L$ for exactly that amount or even less it gets declined. I thought i'd at least would be able to buy up the US$ to L$ to give away to some old friends, but not even that works. Have you tried following the walk-through here: Linking your PayPal without a credit card ? She's using a Dutch account, but I am told that German people have tried that method and found it works for them, so it might work for a Belgian PayPal account, too. This is exactly why I posted in the first place. This method might get your account suspended, it might not (I know similar ones did in the past). Trouble is, you won't know until your aPayPal account is suspended with all the funds in it. Can you GUARANTEE to him, that it will not get him banned from PayPal? And don't go with that ridiculous argument of "point out wich of these methods are agianst PayPal's TOS". You people should be the ones trying to find out that these methods are indeed safe and remember it DOESN'T HAVE TO BE AGAINST PAYPAL'S TOS FOR PAYPAL TO SUSPEND YOUR ACCOUNT. I know a lot of methods to verify PayPal without credit card or even a bank account, and they all work, but it DOESN'T MEAN THAT THEY ARE SAFE.

Madeliefste Oh wrote: Which methods posted in these forums are against Paypal's TOS? Madeliefste Oh wrote: Myth 5: It is always better to listen to someone with a one day old account then to old time forum members. I don't know, nor does it matter. Point is people have been posting such workarounds for years, and I know for a fact that people got their accounts suspended without explanation, while not doing anything against the TOS. PayPal sometimes themselves can't get their s*** straight. And that company is very well known for that. So people should be warned, before posting tutorials that can get them banned from PayPal FOR LIFE. Like I said, most old timers here are probably creators, and creators should specifically NOT BE TRUSTED on these matters. Actually, what I wanted here is to post a different oppinion so people would think twice and hopefully check that info for themselves. And as far as I've read some of these old time members know almost nothing about PayPal and their policies, yet they post tutorials because they've discovered a method that happens to work for them right now. Now, that I think of.. weren't you the one that didn't even know until a week ago, that PayPal uses different fees for different countries?

Kenbro Utu wrote: I think you need to look up the word "myth." All your examples did was show the limitations of the statements, but did not disprove any of them. Well, this why I used word clarify, instead of disprove. Anyway, it's semantics.. The point is that some people here on the forums are basically lying to people by purposefully not telling all information that they should know. For example: while theoretically bank wires can be used to withdraw (it seems), is there's a single person on these forums that have actually done that? Does it even work still?

In the UK, at least, while you are encouraged to add a Debit or Credit card as a "secondary payment source," that's nothing to do with verification, and I can't imagine LL either know or care if you have done or not. In UK, Canada and USA you can verify PayPal with bank account I think. Although linking your paypal with bank account poses the same risks. In the rest of the world however PayPal still requires a card to verify. An most cards ussually don't work. This is part of why I am frustrated by that PayPal is available in 193 countries nonsesnse, while in reality it's only suited towards USA, UK and Canada. In the rest of the world, it ussually sucks as a payment provider for multitude of reasons. And LL might not care, but PayPal can be verified by various cards, some of them can get your account blocked later on, even if they aren't listed in their TOS as not allowed, so I would be careful with that.

After Linden Lab's decision to close down TPE market there have been a number of people who either can't buy or withdraw their Linden Dolars from Second Life. As a result there are untruthul myths floating around in these forums perpetuated, by a few obviously biased forum members which I'm not gonna name here. The post will be long but if you are going to use PayPal with Second Life it's well worth a read. Myth 1. PayPal is available in 193 countries. This is untrue. It's just a marketing line that PayPal uses that's being copy/pasted here on the forums without second thought. Availability, risks of using and fees of PayPal vary wildly from country to country. For example: PayPal lists itself as available in USA and Germany. In reality, PayPal is very popular in USA and most if not all credit cards issued by US banks will work and fees are fairly low. In Germany however, most debit/credit cards issued by German banks DO NOT WORK WITH PAYPAL and fees can reach up to as high as 10% per transaction. Before getting a card for use with PayPal make sure it works and try to find out about the fees. Also PayPal is notorious for listing incorrect information about their fee structure to their new users, and a lot of European users are frequently unpleasantly surprised when they find out only after opening a Paypal acount and putting money in to PayPal system that the fees are actually much higher than advertised. Before opening a PayPal try to find out about the fees in your country as much as possible. Myth 2. Linden Lab closed down TPE's because of changes in laws. This is merely a speculation that some forum members present as fact, one of many as a matter of fact, as Linden Lab hasn't announced that recent changes in their TOS has anything to do with the current laws (and they used to do this in the past). Recent FinCen guidance is a recommendation not a law, laws hasn't changed and the only sure thing right now is that Linden Lab, for reasons they haven't disclosed, has decided to shut down Third Party Exchange market and force all transactions throught the Lindex. Myth 3. You can withdraw from Second Life using bank wires. Bank wires from Second Life have a MINIMUM LIMIT of 10 thousand dollars per transaction (you can not withdraw a lesser amount), and has probably haven't been used in years by anyone on this forum, if ever at all. Actually, I doubt it even works anymore as not even Linden Lab lists it as an available option on their page anymore. Myth 4. Most important. Second Life can be attached to PayPal without a credit card. While, de facto, it is true, please bear in mind that THE ONLY Linden Lab approved way of withdrawing Linden dollars or buying Linden dollars through Lindex through PayPal is by adding a VERIFIED Paypal account, which means it has to have your credit card attached to the PayPal account. Forum members have been posting "tutorials" here about other ways, but keep in mind they are merely workarounds and are NOT APPROVED by PayPal. Loopholes like that existed in PayPal for years, some of them, while they do work, are against the PayPal's TOS and CAN GET YOUR PAYPAL ACCOUNT FROZEN AND/OR SUSPENDED WITH THE FUNDS IN IT. PayPal has been known for suspending users, after finding out that they were using PayPal by unapproved methods, even when those methods weren't explicitily listed in their TOS. As a result thousands of honest, unaware people have lost their money to PayPal over the years. The multitude of PayPal hate sites are a testiment to that. So, just because a method works doesn't mean it won't get you banned from PayPal, just a warning. Moreover, please be aware that by associating your PayPal account with Second Life you are associating your credit card and the bank account attached to it as well. Thus, if your Second Life account gets compromised, your credit card, bank account and the funds in it might be as well. Credit card fraud is a common problem in Paypal, as most Internet scammers reside on Ebay. While Paypal, in some cases can recover funds stolen from you, it ussually takes months and you will not always get the full amount back. Because of this, the standart practice in Europe is for banks to issue separate cards with separate bank accounts for use with Paypal or Skrill and to advice for users not to keep more funds on those accounts thet they have to. I advice you do the same. P.S. There will be some old time forum members who will tell you otherwise, but keep in mind: most of them are creators and are making a living selling items in Second Life, and thus have a vested interest in attracting/keeping as much Second Life users as possible, without introducing them to the negative side.