[Logging in more than one account simultaneously]

Newbie strikes again. After tentatively screwing around with the Preferences (Advanced), I figured it out. Thanks!

[Logging in more than one account simultaneously]

I recently purchased the Premium Membership after being a Basic/Standard Member for years. I used to be able to log in more than one account simultaneously. After I downloaded the new version, I can no longer do that; "...program is currently running..." is what I'm getting instead. Is there any way to log in multiple accounts at the same time? (I've got a portrait photo shoot coming up and I want my three to be together in it).  Help?

[why are my group members being charged for group liabilities without my permission?]

Why are my group members being charged for group liabilities without my persmission or authorization?