You do not make very much money, do you, or perhaps you are bad at managing money? I am only saying this because, no, even $295 a month is not expensive. My free spending money for the month is somehwere around $400 and my combined household income is almost $50,000, which is like the lowest tier of middle class for the U.S.A.
Romney's middle class is most people's 2%...
U.S. household consumer debt profile:
Average credit card debt: $15,266
Average mortgage debt: $149,667
Average student loan debt: $32,559
Maybe you have $400/month lying around to spend on anything, but that basically puts you in the 'fat cat wealthy' category for us peasants down here in the majority.