Thanks...
While I was on the phone with the HP support guy, he took control of my laptop, downloaded updates, clean reinstalled the card many times. He couldn't find the issue.
Also the fans are blowing pretty hard, not sure if that has anything to do with anything...
Trying not to panic, but it's a little upsetting when you buy something and, it doesn't work how you want it. My older laptop runs still runs great on secondlife, and it's 3 years old. And I didn't know anything about installing the latest updates for nivdia back then, so for a long time it was running on out dated software with out any issues. lol