I do not plan on cashing out- however.. I still had to check the box, to get into my account. Over eight cents, because I bought an item directly, the other day that was under a dollar USD, and the difference, they put in my 'wallet'. Moral of the story- if you don't ever want to have to agree to the Tilia terms.. don't buy things when you don't have enough Lindens. Buy the Lindens first, then get the item. I bought something that exceeded my Linden balance, so instead of drawing from that, it drew it from my payment method and because the amount needed was under the minimum fiat currency amount, they withdrew the minimum, and instead of converting it to an extra Linden or two, popped in into a USD balance. Which then triggered having to agree to something that I had no intention of using, ever... just to get into my account. Over $0.08.