My sincere thanks to all who have responded with helpful information. If I am paying attention, I understand that I can use my own created images freely to built my house / furniture whatever, with the understanding that no one else can see them....THEN , once I have completed the project, pay the 10 L to upload my images , so all may see them. I have no idea what is being being referred to as "The Beta Grid's Play money"....I am admittedly a "newby" and have not bought Lindens yet, but, If I have "Beta Grid Play Money", it is news to me....could someone please clarify and further explain this? Again, my sincere THANKS