Jump to content

Azanor

Resident
  • Posts

    45
  • Joined

  • Last visited

Everything posted by Azanor

  1. Did anybody see the original poster around?
  2. My suggestion to you is Annie, fill out your profile first. Most people look at it for learning a bit more about you. An empty profile can be a turn off , while a profile where you nicely express yourself may bring you more friends, jobs etc... Good luck & Enjoy your SL
  3. See people say LL doesn't pay attention to forums, but people's reaction on the forums got noticed afterall.
  4. jwenting wrote: Muletta wrote: Thank you for link, I don't understand all it says, so am I wrong about the changes have been made because of new rules from the Goverment of USA, or have I understood it right? yes, LL would have been legally responsible for any and all money laundering and other transactions with money gained from criminal enterprises through their systems. IOW if someone used a one time debit card bought using cash gained from a robbery to buy L$ from say Virwox, LL staff could have been arrested and put on criminal trial for that. Money laundring measure are not against for small thefts, but for the big organizations moving great amount of money around the world bypassing the legal banking system. If somebody steals your credit card and uses it for charging few hundred dollars on SL there is nothing LL can do about it either, unless the financial instutition they are doing business with flags the transaction. If you rob somewhere and buy a debit card with that money, you can't prosecute the shops that are accepting the debit card. Neither SL, nor TPEs, nor the deli down to street has any way of knowing how you bought that debit card. They treat all the cards issued by the financial instutitions same. In this case the bank has no way of knowing where you got the cash either. The example you gave is like suing a restaurant because they served food to a robber and accepted his cash, or suing a car manufacturer when the same person pays cash and buys a car. If you steal somebody elses debit/credit card, then the procedure is different. That person needs to report the theft immediatly. Once reported the responsibility is on the bank. Not on the customer, nor on the shop. Plus even when the card was not stolen, if the bank's system finds the transaction suspicious, it's still banks responsibility to flag the transaction. On top of that, all banks are insured against fraud, so there are already multi layered measures against these problems. Except the extra book keeping, and transperancy load put on LL's shoulders by the new regulations, this issue doesn't have much to do with the risks of e-commerce.
  5. <Sarcasm> I don't own any rental company. I had people coming to me and telling the same story. I got their last penny in advance but didn't offer them anything in return. </Sarcasm> On a serious note: Opt to make weekly payments if the land size you are renting is above a certain level. Then even if you lose one weeks rent you can just get another place very soon and keep on going. There is always this risk of losing money, and limiting your losses to one weeks rent is always better than losing the months of rent at once and not being able to afford a new place. I hope it works out for you
  6. Amethyst Jetaime wrote: My question for you is why are you not mad at the TPE's? They had access to the same information about the pending regs as everyone else. Why didn't they warn you in advance or take steps to stay in business? Either they manage their business very poorly and were asleep at the wheel or chose not to do anything but continue to squeeze every last bit of profit out of their customers as they could. Either way they have proven to be inept at best and I wouldn't trust one of them again. You are right TPE's are not neccesarily the good guys here. They are doing what they think is good for them, and LL is just being LL, while the customers are being squeezed in the middle. The problem of the LL is, and I think thats why most people are angry at them not just in this issue but in many things, they never want to recognize they are not in beta anymore. When they first started SL it was an experimental thing. It was a vision of one person. Nobody had done it before. It was a big risk to take for it's founders, and there wasn't a multi million dollars business around at that time. LL was making many mistakes, and people were keep forgiving them because hey, it was a new era and everybody was in the same boat. But then business started to take off, and they kept taking advantage of this behaviour. I remember the days RL world brands, and universities being present in SL, but they were not as patient and forgiving as individual customers are. When they realized LL is acting like a company who run by college kids at somebodys dormitory, and refusing to build a solid business they left. It should have been a wake up call for LL, but No. Instead after 10 years, they are still this company that always expects its customers to take the burden, and forgive the every blunder they make as if this is still somebody's pet project. So this is not the issue of regulations , and TPE's. This is about people spending a good money on a product, and never getting the quality of service they expect from a company of this size. Of course posting on the forums wont change anything, but I guess some people feel better when they share their frasturation and we keep talking about it...
  7. If you post this to Role Play thread, or it gets moved there, you can get more feedback from RP community on how the school are set up, and what their expectations are from such facilities. Good luck.
  8. This is a multiplayer environment and since there are no NPC's around human to human interaction is a big part of SL. Do you think maybe people are too quick to assume they are being hit on? If the person is still around one week after the first hello, you may start to think they carry an interest. But how often any interaction lasts a week in SL?
  9. Amethyst Jetaime wrote: RiiCassidy wrote: I didn't tell anyone to get a job, but if they are going to complain about all the changes and all of this and that they can't afford for their family because of LL, then they need to not only get one, but also need to get a reality check. I've known a guy who had only one hand and on that one hand he had 2 fingers and he drives to work and home EVERY morning. And a 65 year old woman who was homeless in a wheelchair but she went to work everyday. Not only that she set up a christmas tree outside of her little corner.While theirs others complaining they can't do this and that anymore while their are disabled people out their working, which is what you forgot to leave out. Secondlife to me should not be your ONLY source of income meaning you should have a back up job, and if you are saying they don't need one, I hope you are ready to take care of all the people you are telling this to. Yes you did and I quote: RiiCassidy wrote: "....They should already have a job in rl and personally secondlife shouldn't be your main source of income, it can disappear tommorow and they wouldn't get any notice to be honest. I mean I don't really sympathize for them, If you actually make a million dollars off secondlife a year then thats okay. But if you are only making about 15-50 thousand a year, you need to get a side job, to keep up with the REAL economy." Secondly I am aware that some partially disabled people can and do work, and that's great. I didn't 'leave' them out because they are not the ones that I was talking about. I was referring to people who so ill they are confined to bed or have health issues that prevent them from doing any work. What about someone with cancer that is undergoing chemo and radiation and throwing up all day long? I am sure there are plenty of jobs for them. What about people that care for these people and have to be with them all the time? I am not saying these folks don't need a job, i am saying it is impossible for them to get a job in RL. You are must be very young and/or naive or have lived a sheltered life to think that people like this don't exist.. I dont support OP, everybody can make their own financial decisions, there is no need for a riot. On the other hand do you think we need to support every decision of LL or SL economy because there are disabled or unemployed people out there? Content creators put their product into market, if there is demand they'll make money, if there isn't they'll be forced to look for other means of income regardless of their RL situation. SL economy is not holy grail of anything. Even if not a single more item was created in world, there is enough of everything. Plus nothing decays. Most of us have enough clothes, body parts, vehicle's furniture etc.. Except the new residents who needs to build their inventory, most people keep shopping because of their addiction to consumerism, otherwise nobody needs that 5th car, 10th skirt, and 20th shirt. As I said, I don't support OP's decision, but I am supporting his rights to boycott. As customers we have got every rights to boycott the companys that don't meet our expectations, or serve our best interest. And stopping to support them financially is the most civil way of doing it.
  10. ImaTest wrote: Now, if people are really exaggerating those claims and these companies don't actually cash out that quickly, money sitting in limbo makes much more sense. But try asking someone who says their money is hanging in limbo, and I guarantee you'll get the same kind of head **bleep** to the side I have gotten. Or worse, they'll tell you to eff off as you must work for the lab. Yeah I don't get that one either. No one seems to know the answer, it seems. No one can seem to answer why, an exchange that works within minutes, has money sitting in limbo for over 24 hrs. I'll try to answer your question. TPE's trading system is built for accepting deposits, matching the buy and sell orders and processing withdraw orders. If you are a TPE you probably are handling a high volume of transactions and these transactions are managed by an automated system. It was their in world terminals that were connected to the trading system they were running out world. They are told to disable the terminal system and remove it immediately. Once they comply with it, and some of them claim they did, the only remaining way of returning customers money is doing it manually. Now when their activities are put on hold if they were carrying a thousand active orders, they need to examine all the transaction records and transfer your L$ or money back manually. Even if they are do gooders, and willing to return every last cent of the customers money, sorting all these out and processing reimbursements one by one is a very time consuming thing. So unless TPE's trading SL account is canceled the customers money shouldn't be lost, but it waits in the TPE's account pool, and it may take a while till people get their money back. What people are complaining about (in this matter) is LL could have given them advance notice for the removal of the terminals, and they could have stopped accepting new orders, only letting the remaining account balances to be withdrawn by the customers while the terminals were still active. Thats being said I don't know what would have happened if TPE's delayed removing the terminals till their customers got their money back. Did they just use LL's move as an excuse or did LL threaten them canceling all their accounts if they didnt comply immediately is not clear. Edit: Typo
  11. Dresden Ceriano wrote: ...because, LL took a rare peek into the forum and decided it was too boring. So they changed the TOS and got rid of TPEs to liven things up a bit. Thanks, LL. ...Dres If that was true they would have banned the alts :smileyvery-happy:
  12. Perrie Juran wrote: *ETA, because the Regulations (pops) are actually only "Guidance," they did have a choice. They could have chose to challenge this in Court should they be charged with violating the actual laws as written. That would be one lengthy and exspensive legal battle. These are not few month's old laws. Fin-Cen just publishes a guidiance now because the virtual currencies are getting greater attention lately. If L$ was really used for criminal activities by the real world crime organizations LL would have been contacted by agencies long before these guidiances. You are correct about these publications not being the law. As far as I know no major players in virtual currency world are taken to the court yet. And just like you mentioned it wont be clear how the law applies till it's challanged in court. It's understanable that LL doesnt want to take further risk, but there are many other ways to handle this issue. This is just LL being LL. After ten years they are still acting like being run by college kids instead of a multimillion dollars international company. This was more acceptable when they first got started because what they were trying to achive had an experimental quality, but after all these years one would expect it to become a solid company.
  13. Amethyst Jetaime wrote: So while I grant that LL could have handled this better, I don't see where they had much choice as a business. They can't ignore the practical impact of the law, to do so would have been irresponsible to not only their investors but us users as well. They have got choices: 1. Develop your own regulations about 3rd party exchanges and force them to follow same transparency standarts you are supposed to follow. 2. Buy one of those exchanges operates out of US and give service to your Non US customers through it 3. Invest more into Lindex and expand its service methods. In any case communicate with your customers and business partners better so they can make the adjustments they need to make too as well. There are many companies based in US but serving an international customer base. Being based in US is not an excuse for poor business practices. But it's their company to run. They can manage it the way they want, and people are free to choose where they put their money.
  14. onewith Slingshot wrote: O well its time to move on I guess, there is nothing we can do to change the laws, they are laws to control and as long as I have been alive thats been how this world is run. I have fought agains change at times only to have it run over me..... giggles So at my age I have learned go with the flow but cover your own ass. I truly have loved my sl experence Iv done it all... but lately it seem a lot like the world I was trying to take a break from..... giggles... Good luck to all that have Business here ... Onewith Changes serves a purpose for sure. If we can't get the same experience from SL anymore it may be a reminder for us there are other avenues in life waiting for us to experience. If we can't buy L$ anymore, it may be a good time to learn how to enjoy things without consuming more. If we our sales decline, or we can't cash out effectively anymore, it may be time for looking for other income options. If these changes didn't happen we could have been stuck in the same experience for ever. Lucky we are changes forces us to consider different paths in life. Wishing you richer and fulfiling experiences
  15. Amethyst Jetaime wrote: Drake1 Nightfire wrote: So, everyone wants to use SL but no one wants to support the company running it... If you read all of the other threads like this you would realize this was done in accordance to new US laws about money laundering.. This is soundong more and more like the rants that came out when Age play was banned.. Suck it up. ^^This. I guess it is easier for them to rant in ignorance than it is to try to understand what is behind it and that LL really has no choice unless they want to leave themselves open to a huge risk for being held financially liable and possibly face criminal prosecution. In the end, to quote the bard, most of them are "full of sound and fury, signifying nothing" .and will still be here six months from now. LL could have, and still can do a lot about improving the Lindex. There is a reason people were using those third party exchanges. Offering not enough payment options, and poor quality of service has nothing to do with government regulations. The regulations say be transparent about the source of the transactions and keep your books in order. They are running a multi millions dollars business, it is their responsibility to do it anyway. People don't complain about LL's compliance with regulations, they complain about the Lindex's quality of service. It just didn't become a big issue till this ToS change because people could have ignored it. Now they are stuck with Lindex, and they obviously are not happy with it's service quality. If LL added more payment options to the Lindex and improved the processing times, the reaction to this ToS change would have been minimal. As I said in another thread: Luckily SL is free to connect. Consuming is an option, not a must. I am not sure if the same thing can be said for the merchants though.
  16. LepreKhaun wrote: What happened is a clarification of terms by FinCEN, and that was published a little over a week ago. This clarification (made necessary because of perceived abuses of BitCoin) is both definitive and restrictive and Linden Labs is obviously reacting on the conservative side to not run afoul of the USTreasury Dept. To try to start a "conspiracy theory" as the OP does is simply a forum troll. This issue was on the table before 2013, but if they are basing their decision on FinCen Guidance, its release date is March 18. Two months is enough time to start adding more payment options to Lindex, or improve process times. If they intended to do it, but still couldn't have completed the implementations, they could have just release a blog post about upcoming improvements along with the ToS change at least. Of course the conspiracy theories are silly, but when LL itself is not serious about how they handle their business, how serious do you expect it's userbase to be?
  17. LepreKhaun wrote: Please cut down on your coffee consumption. Linden Labs is simply reacting to recent changes in policy by the Financial Crimes Enforcement Network (“FinCEN”), an agency in the U.S. Treasury.. See the folowing for details: That policy change didn't happen last week. LL had enough time to improve Lindex's quality of service before the ToS change. There was a reason people prefered those third party exchanges over Lindex in the past. All this reaction to LL right now is not about their compliance to regulations. People react because LL took the services they use away, and didn't offer the similar options through Lindex. Luckily SL is free to connect. Consuming is an option, not a must.
  18. Trinity Yazimoto wrote: here they clearly state they wont assume any responsability for this, and imho this is fair... Would you like to assume the responsability of your neighbourgh regarding to his landlord ? i dont think so.. its not your business.. like its just not ll business to assume responsability for what is happening on third party exchanges.. the blog doesnt say this at all.. its says its forbiden (not allowed) what imply there will be sanctions for the one who will keep trading with third party systems (ETA) while TOS says something completely different . It goes beyond that. LL can come to you and say this or that criminal organization was using the exchange you trade with for money laundering, and the transaction you made with them is part of this illegal activity. The moment you are accused of it, you have got no rights, no way of proving otherwise. According to ToS your rights only remain, and you are only protected if you use Lindex. Now at a personal level the person can lose their assests ranging from few dollars to few thousands, but in case of third party exchanges if they are accused of participating in illegal trade their entire trading account can get lost and all the L$ they are handling would be gone. Looking at those big exchanges daily trade volume, they have got too much money at stake. The thing is, even if those exchanges keep on operating and take risk, do you think they will cover all the active trade orders out of their pocket if their account gets canceled no matter how do gooder they are?
  19. Trinity Yazimoto wrote: and id like to add that what i have agreed for is for the TOS i haven t been asked to agreed to any blog.... the box i checked was for the TOS and only the TOS The ToS saying that if you use Lindex for your transactions they guarantee the L$ you trade is legitimate, and in case of any fraudulent activity they assume the responsibility. But if you trade L$'s any other way they have no obligations. In practical terms if you don't use Lindex from now on they can just accuse you of fraud, take all your assests away, and you can't prove anything since you have got no way of tracking the transactions of the third party you dealt with. The blog is just doing a lousy job explaining this.
  20. Ciaran Laval wrote: DX Exchange have announced: "Following the new Terms of Service of Linden Lab, we have received many inquiries from customers. At this moment we did not receive an immediate notification from Linden Lab concerning the activities of DXexchange. However, we are in talk with other by LL previously approved exchanges to assess the situation. For now we will continue our activities as an exchange office. Since our start in 2006, we always have had good contact with Linden Lab and it has always been clear to our customers that buying Linden dollars at DXexchange does fall under the responsibility and risk of DXexchange and does not fall under the responsibility or risk of LL. That is not changed. Because we ourselves bear the risk of unauthorized credit card transactions, we have made one change: Rush orders for selling Linden dollars were made impossible until further notice. This creates more time for LL to check sales orders and we can still block an order before we proceed to out-payment." So they are still trading for now, as are Podex and AnsheX by the looks of it. However at least eight exchanges have ceased trading for now. They say they are bearing the risk, but do you think they'll be covering all the active orders out of their pocket if / when their trading account gets canceled?
  21. Trinity Yazimoto wrote: Again, "not allowed" is not used in the TOS but in the blog... The blog doesnt make rules.. TOS does... i dont see anywhere in the TOS something saying in this article that using TP exchange system is not allowed, but only that LL is not liable to them and that they dont endorse or otherwise garantee the legitimity of the linden dollars transfers offered on them... what is really different... Anywhere they say that if someone buy l$ from a TP exchange system this person will have sanction.. it would be great if someone with Lawyer knowledge could explain better to us and decipher this for us...or if LL themselves would be more clear indeed. It doesnt matter what TOS says that much .LL canceled the RISK API. Which means if a third party exchange stays in business after this point they'll be taking a big risk. They have got no way of determining the source of the L$ they are exchanging without the Risk Api. Now they can be accused of fraud anytime, and if their trading account gets canceled they find themselves in red pretty fast. No legit business would take that kind of risk. Regardless of how the TOS is interpreted there wont be any legitimate third party exchanges left around trading L$ pretty soon.
  22. I know how it feels. Only time makes it better. I also know this is going to repeat over and over again for me because I always share my life with more than one furries. After it happened for the first time, I thought maybe there is a reason their life spam is shorter than ours. Maybe its better this way. What would have happened if they were destined to outlive me? I am responsible from the quality of their life experience. The safe and happy world we share together would be gone. We need to be there and secure their well being, so we have to be the one seeing them leaving. It's heart breaking, but its our responsibility to make sure their heart doesnt get broken. Knowing this doesnt make anything easier, but it can give strength
  23. I am quite opposite. I can meet new people easily in the groups I join or places I go. But it is quantity versus quality. You meet a hundred people and make one good connection. So meeting more and more people statistically increases your chances, but doesnt necessarily enrichen the experience. Besides gor, and dance clubs there are other places people go to meet each other (beaches, streets, etc..) but most of the time people go and wait there have expectations in adult nature. It doesn't mean you can't still make friends in those places. If you are purely looking for friendships though, best way is to Have a Hobby. If you are sailing for example, hang around in a marina, join a sailing group, enter races and if you are outgoing you can meet new people sharing your hobby in no time. Otherwise I don't think there is one magical spot where all the friendship wishes come true.
  24. Don't accept anything free from people you don't know. It's same as RL. If somebody call's you and tell you congrats you won a gift, give us your personal information so we can send it to you, you dont accept it. Now there isn't much you can do except AR'ing them and following the suggestions given in this thread for removing the object and it's satellites. I hope you'll get it fixed soon.
  25. When I see such a thing in somebody's profile I never IM them. I wonder how long those pick enteries would last if nobody would IM them either.
×
×
  • Create New...