This may seem like an obvious question, however I want to check before going forward. If I buy an Island, I understand I have a one time $1000 setup fee and the monthly tier is $295 a month. Here is my question....on the first month do you have both of these charges? So in reality it would cost $1295 for the first month of your Island and $295 every month after. Is this correct? I have no problem with the prices just want to make sure I budget plenty for that first month. On a side note, what do you think is valuable in considering the placement of your island? Random or choose base on what criteria? Thanks in advance!