If I go to Sweden to do business, I would expect to follow the laws in Sweden. If one comes to the US, and let's be clear, if you are doing business in Second Life you are doing business in the US, you would expect to follow the laws in the US. It escapes you that the comment was made tongue in cheek as I have no reason to believe Vick is anything but an completely above board guy. The bottom line is, Tilia is following US law for a financial service institution and that point has been made numerous times throughout this thread. There no issue in asking questions but the constant allusion to nefarious activity by Tilia is nothing more than ignorance.