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It might be a temporary problem, but in general, LL doesn't accept debit cards.  Many people who have been using them eventually run into this, when the card comes up for renewal.  Try using an actual CREDIT card, or use PayPal or Skrill.  (You may be able to use your debit card as a method to back up one of these services, even if you can't use it with LL directly.)

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3 hours ago, SugarNspice String said:

its a problem with linden labs today. ive had the same problem. they charged my card the 1.00$ fee to use recognize the card but then said error and just stopped working. 

no its no problem with LL, it is a problem with your card. It is simply not suited for use on SL.

The 1$ is a test, your card has to be able to two way traffic, yours only did one.. thats why it fails.
It;s not really taken, it's a often used reservation, it will normally be restored within a day.

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I saw this on the Grid Status page a few days ago and have not seen any update:
image.png.d6eb926d6c08e0448ee364810ed9597b.png

 

On Monday, you can contact Billing to see if the above is what is causing you problems:

https://lindenlab.freshdesk.com/support/solutions/articles/31000131008-billing-support
  Billing support phone numbers
    Toll-Free (US/Canada): 800.294.1067
    Long-Distance: 703.286.6277  
Our Billing team is available from 9am to 6pm EST(6am to 3pm PST), Monday through Friday.

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