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TardisTeamYT

How to not link pay pal account to SL?

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I wonder if you could set up a separate paypal account, pay some funds into it from your main account, buy some Lindens, and then close the temporary account..

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Or even keep the new account but never link it to your bank or cc accounts..just pay into it from your regular paypal..?

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Just now, LexxiXhan said:

Or even keep the new account but never link it to your bank or cc accounts..just pay into it from your regular paypal..?

I think I have read on these forums that Paypal accounts need to be verified in order to use them for linden purchases.  Much of this is dictated by law to prevent (or lessen maybe) money laundering. 

The OP could certainly stay in SL and WORK for lindens rather than buy. Plenty of people do that.  

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1 minute ago, Chic Aeon said:

I think I have read on these forums that Paypal accounts need to be verified in order to use them for linden purchases.  Much of this is dictated by law to prevent (or lessen maybe) money laundering.

Ah, good point.

Always worth tossing around ideas for a workaround, but LL might have made it pretty watertight in this case..

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So maybe op could live a double life and open a new bank account under a false identity, maybe even take an extra part-time job that pays into it, link a new paypal to that and..

 

...just kidding :ph34r:

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15 minutes ago, TardisTeamYT said:

I don’t want to link any thing just a one off payment, is that possible?

Unfortunately no.  Because you can buy and sell L$ for real money, it all has to have a verifiable "paper" trail.   I know GreenDot cards used to work (because you need to setup and verify personal information) but I'm not sure if they still do.

You can create your paypal account link that to your bank, then use the cash deposit option to put money in paypal, then from there to SL.

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Because Linden Dollars can be converted back to cash you must link a bank account, or verified paypal account in order to buy. This is a US government regulation, and also is part of the safeguards LL use to make sure that banned people can't come back ... easily.

Ouside of staying without payment information and relying on friends and work to fund Linden Dollars, those are the only ways to get game coins. Previous systems to buy like Paysafecard and third party exchanges no longer work.

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While it is nice to have lindens to spend, it is not required.  It will take some work and time, but you can search out places with dressing rooms to set you home to for free (often need to join a group, which is usually free also),  search out blogs that highlight free gifts or events that have gifts (which aren't always free, but many times are if you join the event group), do hunts and pick up free items that way.  Also find places which have group gifts that you like, that have free to join groups, and join those groups.  Also, periodically some groups that normally cost to join will have a couple of days here and there where the group join fee has been removed.  It is possible, with some time spent, to even get a mesh body, nice skin, nice hair and nice clothes. 

You could play at Linden Realms collecting crystals to earn a few linden for the occasional item you want that is not free.  

Also keep an eye on some of the busy conversational style threads here - or the "picture" threads - often when there is a bargain some place, a free group join period, or some other great free gift, someone will mention it in one of the forum threads. A lot of times in the Vanity thread, if someone is wearing something that was a free gift, they will mention that in the 'credits' for their picture, so that's another way to keep an eye out for things you might like.

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If you don't want to use your PayPal account you can add a Skrill account to buy L$ or use a credit card once you have bought your L$ you can go back to your billing information and remove it but you'll have to go through the hassle of adding and removing payment info every time you want to buy L$

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f your PayPall does not typically carry a balance and if the funding source is your bank account rather than a credit card, then linking it basically is a one-off payment.  This is because any PayPal that is funded via a bank account must actually already have funds in the PayPal account.  That is due to the fact that LL will not wait for your bank to give the money to PayPal at the time you want to use it.

You could add your credit card, but L$ and then remove it - nothing says your payment method has to remain on your account.  HOWEVER, note that you likely would not be able to repeat those steps without LL flagging your account for possible fraud activity.   So think long and hard about it if you consider going that route.

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2 hours ago, LittleMe Jewell said:

f your PayPal does not typically carry a balance and if the funding source is your bank account rather than a credit card, then linking it basically is a one-off payment.  This is because any PayPal that is funded via a bank account must actually already have funds in the PayPal account.  That is due to the fact that LL will not wait for your bank to give the money to PayPal at the time you want to use it.

I might be mistaken but if any credit or debit card linked to your PayPal expires and you don't get round to updating it, when you go to pay for something PayPal will take the money straight out of your bank account. Around 15 years ago if your card expired it would send whoever you wanted to pay an e-cheque and it would take the best part of a week for them to be paid 

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16 hours ago, TardisTeamYT said:

I don’t want to link any thing just a one off payment, is that possible?

The only way to pay money for something without linking to various systems such as credit card, bank, etc. is to pay cash. So I suppose you could pop round to LL's offices and try there :)

 

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3 hours ago, TardisTeamYT said:

So, all considered, is there anyway to add an account and remove it (PayPal) for 1150L$.

Assuming there isn't a "minimum" that would require you to buy more than L$1150 - Create a PayPal account, tie it to your bank account and get it verified.  Then fund it by adding $6.00 from your bank -- this assumes PayPal doesn't have a minimum that is higher than that (though I think they do). After the $6.00 is in your PayPal account, then go buy L$1150 - note that at the 'current' exchange rate that will cost you $4.59 for the L$ plus another $0.99 for the transaction fee.  That only totals up to $5.58, so you'll have a bit left over from your $6.00, but the $6.00 will cover any slight variance in the exchange rate at the time you do this.

When you finally get all of that done, you'll want to remove your bank account from your PayPal account so that you don't accidentally run a purchase through.

Oh - and it will take a few days to get PayPal verified and fund it from your bank.

Edited by LittleMe Jewell
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3 hours ago, TardisTeamYT said:

So, all considered, is there anyway to add an account and remove it (PayPal) for 1150L$.

Why would you want that? I even have my porn subscription on my bank statement and I don't give a damn about it.

Edited by iamyourneighbour

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11 minutes ago, Derekmate said:

Buy a prepayed visa or master card and use that. When it is empty you can throw it away. 

Prepaid ones don't work anymore.  Well, at least not with LL directly.  Once the PayPal account is verified, you might be able to fund it with a prepaid.

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13 hours ago, TardisTeamYT said:

So, all considered, is there anyway to add an account and remove it (PayPal) for 1150L$.

You can temporarily link your PayPal account (or your Skrill account, or your credit card) to SL, buy your $L, then remove the payment method again.  I cannot conceive why you would want to go to all this hassle though!  Just set your PayPal account as your payment method, and transfer just enough money from your bank account into PayPal to cover your estimated SL expenses for the month, or quarter, or year.  It's as safe as any other financial thing you do in these online modern days.

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12 hours ago, LittleMe Jewell said:

Assuming there isn't a "minimum" that would require you to buy more than L$1150 - Create a PayPal account, tie it to your bank account and get it verified.  Then fund it by adding $6.00 from your bank -- this assumes PayPal doesn't have a minimum that is higher than that (though I think they do). After the $6.00 is in your PayPal account, then go buy L$1150 - note that at the 'current' exchange rate that will cost you $4.59 for the L$ plus another $0.99 for the transaction fee.  That only totals up to $5.58, so you'll have a bit left over from your $6.00, but the $6.00 will cover any slight variance in the exchange rate at the time you do this.

When you finally get all of that done, you'll want to remove your bank account from your PayPal account so that you don't accidentally run a purchase through.

Oh - and it will take a few days to get PayPal verified and fund it from your bank.

This is good advice Jewell.  

Once I wrote to LL with concerns about my account link remaining open, cause if my Avi/account was infiltrated, that person would be able to add any funds they wanted from my RL money. I asked that we should have a separate secure link to verify withdrawals and not just our SL log in password. LL didnt answer. 

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12 hours ago, Derekmate said:

Buy a prepayed visa or master card and use that. When it is empty you can throw it away. 

Have you tried this Derekmate?  In the past it wasnt exceptable but maybe its changed now!

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1 hour ago, CheriColette said:
14 hours ago, LittleMe Jewell said:

When you finally get all of that done, you'll want to remove your bank account from your PayPal account so that you don't accidentally run a purchase through.

 

 

This is good advice Jewell.  

 

I assume you are talking about that part of my comments.  In reality though, I'm not sure how PayPal would react if you wanted to remove your bank account and then maybe re-add it later. 

PayPal has a list of all of the authorizations that you have done and you can revoke them.  It might be better to revoke the authorization and then not re-authorize unless you truly want to allow the LL transaction at a later date.

Truthfully, I'm not really sure which method would be better if you were trying to limit the access to the PayPal account, without totally messing up the ability to use it again later.

 

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1 hour ago, LittleMe Jewell said:

PayPal has a list of all of the authorizations that you have done and you can revoke them.  It might be better to revoke the authorization and then not re-authorize unless you truly want to allow the LL transaction at a later date.

I dont know why I didnt think of this because I have done it (with-in paypal) before  :)

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On 26.2.2018 at 3:27 PM, Derekmate said:

Buy a prepayed visa or master card and use that. When it is empty you can throw it away. 

If you give advise please make sure it's correct.

Pre-paid cards are not accepted and will not work.

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