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If I have enough balance on my account during premium payment, would they still charge my PP/CC?


lucagrabacr
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Your account has two balances.  There's the $L balance; you can't pay Linden Lab with that, they regard it as "play money."  Reasonable, I suppose, since you can't buy a cappucino at Starbucks with it.

Then there is your $USD balance.  LL will always look here first, when collecting their fees.  If there isn't enough money to cover your bill, then they'll take the remainder out of your registered payment method.

But there IS a way you can pay LL with $L:  sell some $L on the LindeX currency exchange.  The proceeds go into your $USD balance.

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