I seem to be having trouble paying. What's going to happen to my account? Will I lose everything?

[Lexie Linden 20]

Attempts to bill your account will be made for seven days from the first date of  the billing failure (this is an automated process). If, at the end of  that seven-day period, Linden Lab still unable to bill the balance due, they  put your account on hold for an additional 30 days. During that 30-day  timeframe, you can go to your account page and update your credit card information and manually push the charge through to immediately reactivate your account.

At any time, you can change your account status to Basic to keep  it available to you at no charge. Please note that if you owned land,  those charges are billed in arrears, so there may be one more payment  due before fees cease to be incurred. All land owned and all land tier  donations must be cleared to avoid additional fees.

[Lexie Linden 20]

Attempts to bill your account will be made for seven days from the first date of  the billing failure (this is an automated process). If, at the end of  that seven-day period, Linden Lab still unable to bill the balance due, they  put your account on hold for an additional 30 days. During that 30-day  timeframe, you can go to your account page and update your credit card information and manually push the charge through to immediately reactivate your account.

At any time, you can change your account status to Basic to keep  it available to you at no charge. Please note that if you owned land,  those charges are billed in arrears, so there may be one more payment  due before fees cease to be incurred. All land owned and all land tier  donations must be cleared to avoid additional fees.